Do You Offer Financing for Cosmetic Surgery?
It’s normal to ask about financing when you are exploring cosmetic surgery. Many patients want to understand their options before deciding on a timeline. While we do not offer in-house financing, there are still ways to plan responsibly and make your next step feel clear and manageable. This article explains what “financing” can mean, what options may be available outside of the practice, and how to move forward if you are still gathering information.
Quick Answer
We do not offer in-house financing. However, some patients choose to use third-party options such as personal financing providers, medical financing companies, or personal credit solutions. The best approach depends on your budget, timeline, and comfort level with repayment terms.
What “Financing” Usually Means
When patients ask about financing, they are often referring to one of these options:
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In-house financing, where the practice offers payment plans directly
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Third-party medical financing, where an outside company offers monthly payment options
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Personal financing, such as a personal loan, credit card, or other funding method
Since we do not offer in-house financing, patients who prefer monthly payments typically explore third-party or personal financing routes.
Why We Do Not Offer In-House Financing
Every practice chooses a payment structure that supports clear communication and a smooth experience for patients. Not offering in-house financing helps keep payment policies consistent and straightforward.
If you are considering surgery and need flexibility, third-party options may be worth exploring.
Common Alternatives Patients Use
While we cannot recommend a specific provider in this article, these are common paths patients consider:
1) Third-Party Medical Financing
Some companies offer structured monthly payments specifically for medical procedures. Approval and terms depend on the provider and your credit profile.
2) Personal Loans or Credit Options
Some patients choose to use a personal loan through a bank or credit union, or a credit option they already have available.
3) Saving Toward a Planned Timeline
If your timeline is flexible, many patients prefer to plan ahead and save so they can move forward without monthly payment commitments.
What to Consider Before You Choose a Financing Option
Financing can be helpful, but it is important to choose a route that feels responsible for you.
Before committing, consider:
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The total repayment amount, not just the monthly payment
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Interest rate and repayment terms
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Whether the option fits your timeline comfortably
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Your comfort level with monthly obligations during recovery and aftercare
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Whether your plan may involve staged treatments or additional steps
A thoughtful plan protects your peace of mind.
How to Plan Your Next Step
If you are still early in the process, it helps to:
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Get clarity on what type of treatment you are considering
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Understand whether your goals are best served with surgical or non-surgical options
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Request information so you can receive guidance tailored to your needs
Once your plan is clear, it becomes much easier to decide how to budget for it.
Common Questions
Can I pay for surgery in installments directly through your office?
No. We do not offer in-house financing.
Do you accept credit cards?
Most practices accept common payment methods. If you would like to confirm what payment methods are accepted, you can request information and our team can clarify.
Should I get financing before a consultation?
You do not need to. Many patients start by requesting information and confirming the right plan first, then decide how they want to budget.
Request Pricing Information
If you are considering cosmetic surgery and want to understand next steps, the best first step is to request pricing info so we can send the most relevant information based on your goals.
Request Pricing Info
Share a few quick details about the procedure you are considering and your timeline, and we will follow up with the most relevant information and next steps.